Q1: 1. What does "certificate of insurance" refer to under Section 145 of The Motor Vehicles Act, 1988?

• A) A) The document issued by a licensed insurer proving the existence of a valid insurance policy
• B) B) The driver's license
• C) C) The vehicle registration certificate
• D) D) The pollution under control certificate

Q2: 2. According to Section 145 of The Motor Vehicles Act, 1988, who is considered the "insured"?

• A) A) The vehicle manufacturer
• B) B) The owner of the vehicle
• C) C) The traffic police
• D) D) The insurance agent

Q3: 3. What is the definition of "liability" as per Section 145 of The Motor Vehicles Act, 1988?

• A) A) The cost of vehicle maintenance
• B) B) The legal responsibility to compensate for harm or loss caused to others
• C) C) The vehicle's resale value
• D) D) The insurance premium amount

Q4: 4. Under Section 145 of The Motor Vehicles Act, 1988, what is meant by "policy of insurance"?

• A) A) The vehicle's service history document
• B) B) The contract between the insured and the insurer
• C) C) The vehicle's owner manual
• D) D) The road tax receipt

Q5: 5. In the context of Section 145 of The Motor Vehicles Act, 1988, what is the definition of "property damage"?

• A) A) Damage caused to the vehicle's engine
• B) B) Damage caused to public or private property due to a vehicle accident
• C) C) Damage caused to the vehicle's body
• D) D) Damage caused to the vehicle's tires

Q6: 6. What does "third party" refer to in Section 145 of The Motor Vehicles Act, 1988?

• A) A) The vehicle manufacturer
• B) B) The vehicle driver
• C) C) Any person or property other than the insured and the insurer
• D) D) The vehicle mechanic

Q7: 7. According to Section 145 of The Motor Vehicles Act, 1988, what is the "uninsured motor vehicle"?

• A) A) A vehicle with expired registration
• B) B) A vehicle without a pollution under control certificate
• C) C) A vehicle without a valid insurance policy
• D) D) A vehicle without a valid driver's license

Q8: 8. What is the significance of the term "use" in the context of Section 145 of The Motor Vehicles Act, 1988?

• A) A) The vehicle's mileage
• B) B) The vehicle's speed
• C) C) The vehicle's purpose or activity for which it is employed
• D) D) The vehicle's color

Q9: 9. How is "vehicle" defined under Section 145 of The Motor Vehicles Act, 1988?

• A) A) Any motorized two-wheeler
• B) B) Any mechanically propelled vehicle used in public places
• C) C) Any vehicle with a high resale value
• D) D) Any vehicle with a fancy number plate

Q10: 10. What does "insurer" mean as per Section 145 of The Motor Vehicles Act, 1988?

• A) A) The vehicle manufacturer
• B) B) The authorized entity providing insurance coverage
• C) C) The vehicle owner
• D) D) The traffic police officer

Q11: 11. In the context of Section 145 of The Motor Vehicles Act, 1988, what constitutes "accident"?

• A) A) A vehicle breakdown on the road
• B) B) Any unforeseen event resulting in damage or injury involving a vehicle
• C) C) A vehicle running out of fuel
• D) D) A vehicle emitting excessive smoke

Q12: 12. What is the purpose of the term "authorized insurer" in Section 145 of The Motor Vehicles Act, 1988?

• A) A) To regulate the vehicle's speed
• B) B) To ensure that insurance policies are issued by legitimate insurance companies
• C) C) To inspect vehicle pollution levels
• D) D) To check the vehicle's alignment

Q13: 13. Under Section 145 of The Motor Vehicles Act, 1988, what does "driver" refer to?

• A) A) The person driving the vehicle
• B) B) The vehicle's registration number
• C) C) The vehicle's chassis number
• D) D) The vehicle's engine capacity

Q14: 14. What does "excluded driver" mean in the context of Section 145 of The Motor Vehicles Act, 1988?

• A) A) A driver not listed on the insurance policy
• B) B) A driver with a clean driving record
• C) C) A driver with a luxury vehicle
• D) D) A driver with a valid pollution under control certificate

Q15: 15. According to Section 145 of The Motor Vehicles Act, 1988, what is the definition of "injury"?

• A) A) Damage caused to the vehicle's body
• B) B) Damage caused to the vehicle's engine
• C) C) Harm suffered by a person
• D) D) Damage caused to the vehicle's tires

Q16: 16. What is the meaning of "limited insurer" under Section 145 of The Motor Vehicles Act, 1988?

• A) A) An insurer with restrictions on coverage
• B) B) An insurer offering unlimited coverage
• C) C) An insurer with high premium rates
• D) D) An insurer providing insurance for specific vehicle models only

Q17: 17. According to Section 145 of The Motor Vehicles Act, 1988, what is the definition of "motor vehicle"?

• A) A) Any vehicle running on diesel fuel
• B) B) Any mechanically propelled vehicle used for transport
• C) C) Any vehicle with a loud horn
• D) D) Any vehicle with tinted windows

Q18: 18. What is the significance of the term "policyholder" in the context of Section 145 of The Motor Vehicles Act, 1988?

• A) A) The person who drives the vehicle
• B) B) The person who owns the vehicle and holds the insurance policy
• C) C) The vehicle manufacturer
• D) D) The person who services the vehicle

Q19: 19. Under Section 145 of The Motor Vehicles Act, 1988, what is meant by "premium"?

• A) A) The vehicle's market value
• B) B) The amount paid for insurance coverage
• C) C) The vehicle's seating capacity
• D) D) The vehicle's fuel efficiency

Q20: 20. What constitutes "property" as per Section 145 of The Motor Vehicles Act, 1988?

• A) A) The vehicle's color
• B) B) Any object or thing, whether tangible or intangible
• C) C) The vehicle's top speed
• D) D) The vehicle's music system

Q21: 21. According to Section 145 of The Motor Vehicles Act, 1988, what does "schedule" refer to in an insurance policy?

• A) A) The vehicle's maintenance schedule
• B) B) The list detailing the terms and conditions of the insurance policy
• C) C) The vehicle's service history
• D) D) The vehicle's insurance claim schedule

Q22: 22. What is the definition of "vehicle class" under Section 145 of The Motor Vehicles Act, 1988?

• A) A) The vehicle's registration number
• B) B) The category of vehicles based on their design and purpose
• C) C) The vehicle's insurance policy number
• D) D) The vehicle's mileage

Q23: 23. In the context of Section 145 of The Motor Vehicles Act, 1988, what does "vehicle identification number (VIN)" signify?

• A) A) The vehicle's age
• B) B) The unique code assigned to each vehicle for identification purposes
• C) C) The vehicle's fuel type
• D) D) The vehicle's seating capacity

Q24: 24. What is the role of "surveyor" as defined in Section 145 of The Motor Vehicles Act, 1988?

• A) A) The person responsible for conducting vehicle inspections
• B) B) The vehicle's manufacturer
• C) C) The person responsible for vehicle registration
• D) D) The traffic police officer

Q25: 25. According to Section 145 of The Motor Vehicles Act, 1988, what is the definition of "underwriting"?

• A) A) The process of issuing a driver's license
• B) B) The process of assessing risk and determining insurance premiums
• C) C) The process of vehicle registration
• D) D) The process of issuing pollution under control certificates