Q1: 1. In the context of Section 149 of The Motor Vehicles Act, 1988, who has the duty to satisfy judgments and awards against persons insured in respect of third party risks?

• A) A) Insured person
• B) B) Third party
• C) C) Insurance company
• D) D) Government

Q2: 2. What is the significance of Section 149 in The Motor Vehicles Act, 1988?

• A) A) It outlines the penalties for traffic violations
• B) B) It defines the process for obtaining a driver's license
• C) C) It mandates that insurance companies satisfy judgments against insured persons for third party risks
• D) D) It regulates the speed limits on highways

Q3: 3. When a third party makes a claim against an insured person for damages in a motor vehicle accident, who is responsible for paying the compensation as per Section 149?

• A) A) Insured person
• B) B) Third party
• C) C) Insurance company
• D) D) Police department

Q4: 4. What happens if an insurance company fails to satisfy a judgment against an insured person under Section 149?

• A) A) The insured person is held personally liable for the damages
• B) B) The third party is compensated by the government
• C) C) The insurance company faces legal penalties
• D) D) The case is dismissed

Q5: 5. How does Section 149 of The Motor Vehicles Act, 1988 protect third parties in case of accidents involving insured vehicles?

• A) A) By providing free legal representation
• B) B) By ensuring timely compensation from insurance companies
• C) C) By exempting third parties from liability
• D) D) By imposing fines on the insured person

Q6: 6. In a real-life scenario, if an insured driver causes an accident resulting in injury to a third party, who is responsible for compensating the injured party as per Section 149?

• A) A) Insured driver
• B) B) Third party
• C) C) Insurance company
• D) D) Government agency

Q7: 7. What is the primary objective of Section 149 in The Motor Vehicles Act, 1988?

• A) A) To promote safe driving practices
• B) B) To reduce the number of uninsured vehicles on the roads
• C) C) To protect third parties from financial loss in accidents involving insured vehicles
• D) D) To penalize drivers for traffic violations

Q8: 8. How does Section 149 impact the insurance coverage of motor vehicles in India?

• A) A) It increases the premium rates for all vehicles
• B) B) It mandates that all vehicles must have comprehensive insurance
• C) C) It ensures that third parties are covered for damages caused by insured vehicles
• D) D) It limits the liability of insurance companies in case of accidents

Q9: 9. In a case where the insurance company refuses to satisfy a judgment against an insured person, what recourse does the third party have under Section 149?

• A) A) File a complaint with the police
• B) B) Seek legal action against the insured person
• C) C) Approach the insurance ombudsman
• D) D) Appeal to the Motor Accident Claims Tribunal

Q10: 10. How does Section 149 of The Motor Vehicles Act, 1988 contribute to road safety in India?

• A) A) By penalizing drivers for traffic violations
• B) B) By ensuring timely compensation to third parties in accidents
• C) C) By mandating regular vehicle inspections
• D) D) By promoting public transportation

Q11: 11. What is the consequence of an insurance company failing to comply with its duty under Section 149 of The Motor Vehicles Act, 1988?

• A) A) The insured person is absolved of any liability
• B) B) The insurance company is fined by the government
• C) C) The third party can take legal action against the insurance company
• D) D) The case is referred to arbitration

Q12: 12. In a situation where the insured person is unable to pay the compensation to a third party as per a judgment, what role does the insurance company play under Section 149?

• A) A) Refuse to cover the damages
• B) B) Settle the claim on behalf of the insured person
• C) C) Transfer the liability to the third party
• D) D) Seek reimbursement from the government

Q13: 13. How does Section 149 of The Motor Vehicles Act, 1988 ensure financial protection for third parties in accidents involving insured vehicles?

• A) A) By providing free medical treatment to injured parties
• B) B) By requiring insurance companies to compensate third parties for damages
• C) C) By imposing fines on the insured person
• D) D) By restricting the types of claims that can be made

Q14: 14. What legal recourse does a third party have if an insurance company fails to satisfy a judgment under Section 149?

• A) A) File a criminal complaint against the insurance company
• B) B) Seek intervention from the local municipality
• C) C) Approach the insurance regulator for assistance
• D) D) Initiate legal proceedings against the insurance company

Q15: 15. How does Section 149 of The Motor Vehicles Act, 1988 promote accountability in cases of accidents involving insured vehicles?

• A) A) By holding the government responsible for compensation
• B) B) By ensuring that insurance companies fulfill their obligations to third parties
• C) C) By exempting drivers from liability
• D) D) By mandating community service for offenders

Q16: 16. What measures can insurance companies take to comply with their duty under Section 149 of The Motor Vehicles Act, 1988?

• A) A) Delaying claim settlements
• B) B) Denying coverage based on the type of vehicle
• C) C) Promptly paying judgments and awards against insured persons
• D) D) Refusing to cover accidents during rush hours

Q17: 17. In a case where the insured person disputes the liability for an accident, how does Section 149 protect the rights of the third party seeking compensation?

• A) A) By exempting the insured person from any liability
• B) B) By requiring the insurance company to handle the dispute resolution
• C) C) By transferring the claim to the Motor Accident Claims Tribunal
• D) D) By dismissing the claim against the insured person

Q18: 18. How does Section 149 of The Motor Vehicles Act, 1988 impact the insurance premiums for vehicle owners?

• A) A) It leads to a decrease in premiums due to increased coverage
• B) B) It results in higher premiums to cover potential third party claims
• C) C) It exempts certain vehicles from insurance requirements
• D) D) It allows insurance companies to deny coverage based on vehicle age

Q19: 19. What steps can a third party take if an insurance company fails to satisfy a judgment as per Section 149 of The Motor Vehicles Act, 1988?

• A) A) File a complaint with the local police station
• B) B) Pursue legal action against the insured person directly
• C) C) Seek redressal through the insurance ombudsman
• D) D) Contact the insurance company's customer service department

Q20: 20. How does Section 149 of The Motor Vehicles Act, 1988 contribute to the overall safety of road users in India?

• A) A) By imposing strict penalties on uninsured vehicles
• B) B) By ensuring timely compensation to third parties in accidents
• C) C) By requiring all vehicles to undergo safety inspections
• D) D) By mandating personal injury insurance for all drivers

Q21: 21. In a scenario where the insured person is involved in multiple accidents leading to claims from different third parties, how does Section 149 address the distribution of compensation?

• A) A) Prioritizes compensation based on the severity of injuries
• B) B) Allows the insured person to choose which claims to settle first
• C) C) Mandates equal distribution of compensation among all claimants
• D) D) Leaves the decision to the discretion of the insurance company

Q22: 22. What recourse does a third party have if an insurance company disputes the validity of a claim under Section 149?

• A) A) Appeal to the Motor Accident Claims Tribunal
• B) B) File a complaint with the Ministry of Transport
• C) C) Seek intervention from the local police department
• D) D) Contact the insured person directly for compensation

Q23: 23. How does Section 149 of The Motor Vehicles Act, 1988 establish a balance between the rights of insured persons and third parties in case of accidents?

• A) A) By absolving the insured person of all liabilities
• B) B) By placing the burden of proof on the third party
• C) C) By ensuring that insurance companies fulfill their obligations to third parties
• D) D) By allowing insured persons to transfer their liabilities to third parties

Q24: 24. What role does the Motor Accident Claims Tribunal play in enforcing Section 149 of The Motor Vehicles Act, 1988?

• A) A) It mediates between insurance companies and third parties
• B) B) It determines the validity of insurance claims
• C) C) It adjudicates disputes related to compensation for accidents
• D) D) It regulates the insurance industry

Q25: 25. How does Section 149 of The Motor Vehicles Act, 1988 contribute to the overall efficiency of the insurance system in dealing with third party claims?

• A) A) By delaying claim settlements to verify authenticity
• B) B) By holding third parties responsible for proving damages
• C) C) By ensuring prompt compensation to third parties from insurance companies
• D) D) By limiting the types of claims that can be made by third parties