Q1: 1. What does Section 157 of The Motor Vehicles Act, 1988 deal with?

• A) A) Registration of motor vehicles
• B) B) Transfer of certificate of insurance
• C) C) Licensing of drivers
• D) D) Road safety regulations

Q2: 2. When can a certificate of insurance be transferred to another person under Section 157?

• A) A) Only during renewal
• B) B) Only with the consent of the insurer
• C) C) Only with the approval of the police
• D) D) Only upon sale of the vehicle

Q3: 3. What is the main purpose of transferring a certificate of insurance under Section 157?

• A) A) To avoid insurance premiums
• B) B) To transfer ownership of the vehicle
• C) C) To maintain insurance coverage on the vehicle
• D) D) To avoid legal liability

Q4: 4. In which situation might a person need to transfer the certificate of insurance under Section 157?

• A) A) When upgrading the vehicle's engine
• B) B) When selling the vehicle to another person
• C) C) When changing the vehicle's color
• D) D) When moving to a different state

Q5: 5. What happens if a certificate of insurance is not transferred as per Section 157?

• A) A) The insurance becomes invalid
• B) B) The vehicle cannot be driven on public roads
• C) C) The insurance premium increases
• D) D) The new owner must purchase a new insurance policy

Q6: 6. Who is responsible for initiating the transfer of the certificate of insurance under Section 157?

• A) A) The new owner of the vehicle
• B) B) The insurance company
• C) C) The previous owner of the vehicle
• D) D) The transport authority

Q7: 7. Under Section 157, what documents are required for transferring the certificate of insurance?

• A) A) Proof of address only
• B) B) Copy of driver's license only
• C) C) Copy of the vehicle's registration certificate and consent of the insurer
• D) D) Police clearance certificate only

Q8: 8. What is the penalty for not transferring the certificate of insurance as per Section 157?

• A) A) Fine
• B) B) Vehicle confiscation
• C) C) License suspension
• D) D) Imprisonment

Q9: 9. How can the new owner ensure the smooth transfer of the certificate of insurance under Section 157?

• A) A) By informing the transport authority
• B) B) By contacting the insurance company
• C) C) By changing the vehicle's number plate
• D) D) By obtaining a pollution certificate

Q10: 10. What should the previous owner do before transferring the certificate of insurance under Section 157?

• A) A) Cancel the policy
• B) B) Remove the vehicle's number plate
• C) C) Inform the police
• D) D) Inform the insurance company

Q11: 11. Under Section 157, who issues the new certificate of insurance after transfer?

• A) A) The transport authority
• B) B) The insurance company
• C) C) The police department
• D) D) The road transport office

Q12: 12. What happens if the new owner fails to transfer the certificate of insurance under Section 157 within the specified timeframe?

• A) A) The insurance becomes void
• B) B) The premium doubles
• C) C) The new owner is fined
• D) D) The vehicle is impounded

Q13: 13. Can a certificate of insurance be transferred without the consent of the insurer under Section 157?

• A) A) Yes, with a penalty
• B) B) Yes, with police approval
• C) C) No, it requires the insurer's consent
• D) D) No, it requires the transport authority's consent

Q14: 14. What information should be updated when transferring the certificate of insurance under Section 157?

• A) A) Vehicle's mileage
• B) B) Policy number
• C) C) Insurer's email address
• D) D) Vehicle's chassis number

Q15: 15. Who is responsible for ensuring the accuracy of the details on the transferred certificate of insurance under Section 157?

• A) A) The insurance company
• B) B) The vehicle manufacturer
• C) C) The transport authority
• D) D) The new owner of the vehicle

Q16: 16. Which of the following scenarios does not require the transfer of the certificate of insurance under Section 157?

• A) A) Selling a car to a family member
• B) B) Transferring ownership due to inheritance
• C) C) Renting out the vehicle temporarily
• D) D) Leasing the vehicle to a friend

Q17: 17. What should the new owner do after receiving the transferred certificate of insurance under Section 157?

• A) A) Inform the police
• B) B) Update the vehicle's fitness certificate
• C) C) Display the certificate in the vehicle
• D) D) Purchase additional insurance coverage

Q18: 18. Can a certificate of insurance be transferred multiple times under Section 157?

• A) A) Yes, with the insurer's permission
• B) B) Yes, with additional premium payment
• C) C) No, only one transfer is allowed
• D) D) No, it is against the law

Q19: 19. In case of a dispute regarding the transfer of the certificate of insurance under Section 157, who has the final authority?

• A) A) The transport authority
• B) B) The insurance ombudsman
• C) C) The insurance company
• D) D) The court of law

Q20: 20. What should the new owner do if there is an existing claim on the vehicle's insurance policy before transfer under Section 157?

• A) A) Cancel the claim
• B) B) Settle the claim with the insurer
• C) C) Inform the police
• D) D) Ignore the claim

Q21: 21. Can a certificate of insurance be transferred online under Section 157?

• A) A) Yes, with a digital signature
• B) B) Yes, with a notarized document
• C) C) No, it must be done in person
• D) D) No, it requires physical submission

Q22: 22. What is the timeframe within which the certificate of insurance should be transferred under Section 157 after the sale of the vehicle?

• A) A) 7 days
• B) B) 14 days
• C) C) 30 days
• D) D) 60 days

Q23: 23. What happens if the new owner fails to transfer the certificate of insurance within the specified timeframe under Section 157?

• A) A) Fine
• B) B) License suspension
• C) C) Vehicle confiscation
• D) D) Insurance cancellation

Q24: 24. Who is responsible for verifying the authenticity of the transferred certificate of insurance under Section 157?

• A) A) The insurer
• B) B) The transport authority
• C) C) The police department
• D) D) The new owner

Q25: 25. What should the new owner do if the transferred certificate of insurance is lost or damaged under Section 157?

• A) A) Inform the insurance company for a duplicate
• B) B) Cancel the insurance policy
• C) C) Inform the transport authority
• D) D) Ignore the issue