Q1: 1. What does Section 84 of the Negotiable Instruments Act 1881 deal with?

• A) A) Discharge from liability on notes
• B) B) Discharge from liability on bills
• C) C) Discharge from liability on cheques
• D) D) Discharge from liability on promissory notes

Q2: 2. In what situation does Section 84 come into play?

• A) A) When a cheque is presented without the payee's authorization
• B) B) When a cheque is dishonored due to insufficient funds
• C) C) When a cheque is not duly presented and the drawer is damaged
• D) D) When a cheque is post-dated

Q3: 3. How does the drawer of a cheque get damaged under Section 84?

• A) A) They lose the cheque
• B) B) They incur financial loss due to delay in presenting the cheque
• C) C) They lose their identity proof
• D) D) They receive payment for the cheque

Q4: 4. Real-life problem: John issued a cheque to pay his rent but the landlord did not present it to the bank on time, causing John to incur extra charges. Which section of the Negotiable Instruments Act would apply in this case?

• A) A) Section 82
• B) B) Section 83
• C) C) Section 84
• D) D) Section 85

Q5: 5. What is the consequence of not duly presenting a cheque under Section 84?

• A) A) The drawer becomes liable for double the amount of the cheque
• B) B) The payee is responsible for the loss
• C) C) The bank absorbs the loss
• D) D) The drawer is discharged from liability

Q6: 6. Real-life problem: Sarah's cheque was not presented to the bank within the stipulated time, resulting in her account being overdrawn. Which section of the Negotiable Instruments Act can Sarah rely on for protection?

• A) A) Section 80
• B) B) Section 81
• C) C) Section 82
• D) D) Section 84

Q7: 7. What is the time limit for presenting a cheque under Section 84 to avoid causing damage to the drawer?

• A) A) Within 3 days of issuance
• B) B) Within 7 days of issuance
• C) C) Within a reasonable time
• D) D) Within 30 days of issuance

Q8: 8. Real-life problem: Alex's cheque was not presented by the payee for over a month, leading to Alex facing financial repercussions. Which section of the Negotiable Instruments Act can Alex invoke?

• A) A) Section 82
• B) B) Section 83
• C) C) Section 84
• D) D) Section 85

Q9: 9. Under Section 84, what is the duty of the holder of the cheque in relation to timely presentation?

• A) A) To present the cheque immediately
• B) B) To present the cheque within 24 hours
• C) C) To present the cheque within a reasonable time
• D) D) To present the cheque within 7 days

Q10: 10. Real-life problem: David issued a cheque for a business transaction, but the recipient delayed presenting it, causing David to lose out on a time-sensitive deal. Which provision of the Negotiable Instruments Act can David refer to for relief?

• A) A) Section 81
• B) B) Section 82
• C) C) Section 83
• D) D) Section 84

Q11: 11. What constitutes damage to the drawer under Section 84 of the Act?

• A) A) Emotional distress
• B) B) Loss of reputation
• C) C) Financial loss due to delayed presentation
• D) D) Inconvenience caused by the delay

Q12: 12. Real-life problem: Emily's cheque was not presented promptly, resulting in her missing a crucial payment deadline and incurring penalties. Which statutory provision can Emily rely on to address this issue?

• A) A) Section 80
• B) B) Section 83
• C) C) Section 84
• D) D) Section 85

Q13: 13. Who bears the responsibility for presenting a cheque in a timely manner as per Section 84?

• A) A) Drawer
• B) B) Payee
• C) C) Bank
• D) D) Holder

Q14: 14. Real-life problem: Mark's cheque was not presented within a reasonable time, causing him financial harm. Which legal recourse can Mark explore under the Negotiable Instruments Act?

• A) A) Section 81
• B) B) Section 82
• C) C) Section 84
• D) D) Section 85

Q15: 15. What action can a drawer take if a cheque is not presented in due course as per Section 84?

• A) A) Sue the payee for damages
• B) B) Seek legal action against the bank
• C) C) Claim discharge from liability
• D) D) Rescind the cheque

Q16: 16. Real-life problem: Tina's cheque was not presented on time, leading to her account being wrongfully debited. Which provision of the Negotiable Instruments Act can Tina rely on to address this issue?

• A) A) Section 82
• B) B) Section 83
• C) C) Section 84
• D) D) Section 85

Q17: 17. What is the primary purpose of Section 84 in the Negotiable Instruments Act 1881?

• A) A) To protect the interests of the payee
• B) B) To ensure timely payment of cheques
• C) C) To safeguard the drawer from damages due to delayed presentation
• D) D) To regulate the banking industry

Q18: 18. Real-life problem: Michael's cheque was held by the payee for an extended period, causing Michael to incur interest charges. Which legal provision can Michael invoke under the Act?

• A) A) Section 80
• B) B) Section 83
• C) C) Section 84
• D) D) Section 85

Q19: 19. What qualifies as 'duly presented' under Section 84 of the Act?

• A) A) Presenting the cheque within 24 hours
• B) B) Presenting the cheque within 48 hours
• C) C) Presenting the cheque within a reasonable time
• D) D) Presenting the cheque within 7 days

Q20: 20. Real-life problem: Sarah issued a cheque to settle a debt, but the recipient delayed presenting it, causing Sarah financial loss. Which legal provision can Sarah rely on to address this issue?

• A) A) Section 81
• B) B) Section 82
• C) C) Section 84
• D) D) Section 85

Q21: 21. What happens if a cheque is not presented within a reasonable time under Section 84?

• A) A) The drawer is absolved from liability
• B) B) The payee becomes liable for the amount
• C) C) The bank must compensate the drawer
• D) D) The cheque is deemed invalid

Q22: 22. Real-life problem: James's cheque was not presented promptly, leading to his account being frozen due to an overdraft. Which provision of the Negotiable Instruments Act can James rely on for relief?

• A) A) Section 82
• B) B) Section 83
• C) C) Section 84
• D) D) Section 85

Q23: 23. How does Section 84 protect the drawer of a cheque?

• A) A) By ensuring prompt payment to the payee
• B) B) By discharging the drawer from liability if the cheque is not duly presented
• C) C) By penalizing the payee for delayed presentation
• D) D) By holding the bank responsible for any damages

Q24: 24. Real-life problem: Rachel's cheque was not presented within a reasonable time, causing her to miss out on an investment opportunity. Which legal provision can Rachel use to seek redress?

• A) A) Section 80
• B) B) Section 83
• C) C) Section 84
• D) D) Section 85

Q25: 25. Under Section 84, what is the significance of presenting a cheque in due course?

• A) A) It avoids damage to the drawer
• B) B) It ensures payment to the bank
• C) C) It absolves the payee from liability
• D) D) It protects the bank from losses